Bay Area Real Estate - What's Hot & What's Not

It's always a good time to ask yourself that question, especially if you have a plan that you need funding to implement.

Congress and the Fed have implemented policy to address economic concerns in the market, initially the effect for short term interest rates were favorable to borrowers. However, an interesting thing to note, is that long term rates typically have the opposite effect and actually get pricy-ier to borrow. The reason for this is that long term loans that are stable and fixed are predictable and safe, so in effect they are the best type of loan for the borrower who is unsure of how they will use their money or do not have plans for use/investment. Basically, if you have a plan to get in and get out, short term interest rates might be very attractive to you. If you do not have a plan to get in, get out and reinvest, then long term loans may best serve your purposes and keep monthly payments lower.

For additional information on current loan programs and current market conditions, give us a ring and we'd be happy to connect you to one of our 'preferred lenders.' We've worked with our preferred partners for more than 20 years, so you can rest assured you would be working with the best and most trustworthy advisors in the industry!

Opportunities are everywhere and savvy buyers are capitalizing on a dip in the market. With a down payment, mortgage loans are nearing rental rates and closing the gap between negative cash flow.

Well positioned and qualified buyers are taking advantage of the market and purchasing properties for cash flow and appreciation. Give us a call to find out how! (408) 249-3718